Getting Scary Now

Ok, this is the scary part of starting a business, having to ask for money. I am at that point now. It is very exciting, that this is where I am at. But the other day I had a meeting at the SBA about going to the bank to ask for a loan and it was kind of a "Come to Jesus" about how hard it can be to get a loan and that the banks will ask for everything, including your first born. Now normally that wouldn't scare me, but I'm not exactly financially well off. My credit score is better than what it was (I was laid off 3 years ago and got by on credit cards and spent the time after that recovering) I also bought a house right before the worst recession in history (hence the lay off) in one of the hardest hit areas in the country. So its not like there is a lot of money there. Other than personal debt that still outweighs my net worth, all I have is a good idea and a promise to pay it off.

Oh and if you are asking about grants, there aren't any, I checked. And the fact that I am a woman owned business doesn't really help that much either.

Oh well, time to lay my financial self on the table and see what happens. Personally, I am proud of my finances, they show that I actually have come a long way and if I were a bank, I would give me money.

Getting Excited!

So here we go. While at Wal-Mart today, on impulse my husband suggested I get that fancy new printer I have been needing/wanting for my business. So we got it. I do need a printer after all. OK, office equipment aside, things are moving along on the business front. I have some vendors in place and a pretty good draft of my business plan going along with some other fun money type spreadsheets for bankers to look at so they can give me money to start this thing.

Now my only really question is. What came first? The chicken or the egg? Should I get my business license and incorporate first or get the loan first? I think I should incorporate first so the bank knows I'm serious. Plus, they aren't going to give me a loan, they are going to give my company a loan. So I'm going to have to have a company they can give a loan to. Then we are off! Well, we pretty much better be off once I get incorporated. But once I get the loan, I can get my website up, get a phone line, and get inventory and start advertising.

But you know what's really funny, what I am looking forward to most at the moment? Buying funky pretty office supplies. Not boring ones, but pink ones and sparkly ones. You know why? Because I'm the boss! Yes, I will be the boss! Like Mark Zuckerburg has on his business cards, "I'm CEO...Bitch!" Yea, OK, that is the exciting part. I will be the boss, I will be the only one I have to answer to and yea, I'm CEO Bitch!.

OK, enough of the power trip. But it is very exciting none the less.

Culinary Adventures - 2 - Two fabulous places to check out

Ok, here are two great places I must report on that I have found during my exploration of my new town.

The first is "Burgers and Fries" A little drive up burger place walking distance from my house. They have much more than burgers and fries though, the whole front side of their building is their menu. They even have breakfast. On my first trip there (yes, there will be more) I just had the burger and fries. YUM! Just your typical burger and fries, but yummy. It's kind of fast food, greasy bag style, but I would take this over McDonald's any day. And I couldn't get enough of the fries, they had big pieces of salt all over them. Other items they have on the menu include, down home favorites like catfish and chicken fried steak. I may have to try either sometime. And yes, they are a drive-thru/walk up. Really no place to sit, unless you count the picnic table, but that is more for just waiting for you order.

The second place is called "My Brotha's BBQ". It used to be a gas station! And their outdoor area, is just a table built around the gas meters. And you can still get your pop from the coolers. They have everything and everything is delicious! I got the fried catfish and potato wedges and some jalapeno hush puppies. Bob got some shredded beef, half a roast chicken and potato wedges and mashed potatoes. And we got samples of some of their famous sides, like the Parmesan dressing. so good we bought a jar, that is one of those things that you can and will put on EVERYTHING! It is so good. And their pimento spread, I think I live in the South now and like it. I may have to buy me some, and their chicken salad was almost, ALMOST as good as my moms. So anyway, back to the real food, we took our dinners home and WOW, I had never had catfish before and now I know why it is so popular, it is really good, it doesn't even taste like fish. And with the Parmesan dressing, it is even better, Bob's shredded beef and roast chicken was flavorful and moist even without any sauce, but I did try the mild sauce it came with that was delicious. The hush puppies were yummy, with just the right amount of bite from the jalapenos. And the mashed potatoes were creamy and yummy in the white country gravy. Even the potato wedges, which normally I am not a fan of (too much potato for me) were good, they were seasoned perfectly.

Bob and I already have our next order planned when we go. The full slab of ribs. And some pimento spread for me. And maybe some more hush puppies.

Happy eating all.

Culinary Adventures - Ten Star Pizza Kitchen

I know, 2nd blog post in a row, but I just had to tell you about this amazing pizza place in my little town of Ardmore, Oklahoma.

It's on Main Street, and its called Ten Star Pizza Kitchen. It is delicious. The pizza is like a regular crust and lots of cheese and really great toppings. Fresh veggies and yummy meats. My husband and I first went there last Friday and split the "Bob" it is their meat pizza. I has all the pizza meats, sausage, pepperoni, ham. It was very good, we also had some bread and oil, they gave of a variety of FRESH BACKED rolls. Yummy. I also went by myself yesterday, I was walking around downtown checking the place out and looking for jobs and I popped in for lunch. I had a small, "Don", the small, by the way is perfect for 1 person. The "Don" is their veggie pizza and is delicious, get it with jalapenos, it makes the pizza although you may want to order a side of ranch to cool it down. The veggies are very good and fresh and consist of black and green olives, onions, green peppers and tomatoes, and like I said earlier, lots of cheese. For the crust lovers among you, the crust is somewhere between think and regular, but it is good and exactly what you need.

Honestly, I'm really only telling you people that don't live in Ardmore, because everyone who lives here already knows about it. Both times we have been in there it has been packed.

But if you are ever in town, check it out.

Looking for work

Ok, here goes, I am here in Oklahoma and need a job. I need something to cover the part of my mortgage that the rent from my tenant doesn't, I have credit card debt and student loan debt that I need to also pay off. Yes, I am starting my own business, but lets be honest, business can take up to 2 years to be profitable. So I need at least a part time job in the mean time. The thing is, I'm really hesitant to find a job. My last job sucked. It was horrible, I feel like leaving that job was like leaving a bad relationship. I was just glad to be free of the binding that that job caused. Not just a crappy job but a job that ate away at my soul. I was contantly having to build myself up saying that I was the great and awesome person that I am. Only when I go to work to be torn down again by my boss, co-workers, and other crappy drama that went around. I honestly did hate it.

And now I find myself in a position to find work once again, and here I am, 29 years old and afraid. I know that I need to leave that crappy job behind me just like every other crappy job I have had and move on. I will find a wonderful job here, where my boss is great, co-workers are great, clients are great and there is no drama.

I am looking, I have my resume out and have asked around. The right job will come in time, I know it will.

Also, I really like sleeping in, but I guess that may have to be the sacrifice I need to make in order to have a paycheck.

Oh well.

Working Working working

Sort of. I am working, I am actually very busy, if it didn't look like rain was eminent I would be planting in the garden. However, its kind of cloudy today so, maybe I will let the rains come and then go outside. I also have to CLEAN! Our new house is all hard wood floors and its amazing how much stuff and crud just fills takes over the floors. So a good vacuuming and mop is in order. Dusting, all the window sills and blinds. OK, who I am kidding, this cleaning will not take place all in one day. Probably over the course of the week, since I also have to look for a job! I'm broke and need some source of at least part time income to pay off my credit cards and student loans., because lets be realistic, it may take awhile before I can make any money on my business Although working from home would be awesome. I could work while I sit in my jammies. Like I am now. But we shall see.

As for my business, I need to work on my business plan. I have some market research that I need to incorporate and I need to go to the SBA this week, today or tomorrow and get help on it an see if I can get some grants and get my business going. I am also supposed to have my logo sometime this week and need to work on getting the website up and running. I need to make a checklist of everything I need to get done before I can even think about opening. Wow, I can hardly breath there is so much. But it is so exciting! This could actually work.

Wish my luck and stay tuned.

Accomplishment

So I am really proud of myself. All the stuff I that I said I was going to do yesterday, I got done. I even found that research I was looking for and plan on reading it today.

I really didn't get to explore the town much or even take my walk around the neighborhood but I did go to Wal-Mart. Man people are so nice here, and it genuine nice, not that annoying nice that puts me in a bad mood. When the gal at the check out asked me if I found everything alright, I actually replied back with a more than a yes. I told her, I got a little lost because I really haven't shopped at Wal-Mart a whole lot in the past. I told her I just moved here from Vegas an mostly went to Target. She said she had never been to a Target! OMG! I was about to take her on a road trip. She doesn't know what she is missing. Target is my favorite place in the whole world. If I could remake my favorite movie I would call it "Breakfast at Target" because nothing bad could ever happen to you in a place like Target. But anyway, the gal at Wal-Mart was really nice and the Wal-Mart here is really clean, which makes me actually want to shop there. I think I spent a little too much money. I got caught up in the fact that everything was so cheap.

Today, more unpacking and cleaning and getting ready for tomorrow. IKEA!!!!!!!!! I love IKEA! So excited, we are getting storage stuff and probably some little furniture stuff. YAY! IKEA!!!!

And Sunday, I want to go to Lowe's and get some lawn and garden stuff, because we have this big beautiful front yard and it is covered in weeds, crab grass and clover. With a few dandelions pointing through. So I want to fix that. I want some roses and peonies and a vegetable and herb garden.

Wish me luck, my thumb is a little more black than it is green, but hopefully with the right advise I will be OK and get a green thumb.

I will keep you posted and hopefully post some pictures.